{"id":3470,"date":"2025-01-27T22:32:57","date_gmt":"2025-01-27T19:32:57","guid":{"rendered":"https:\/\/evdebakimparasimaasi.com\/blog\/?p=3470"},"modified":"2025-02-23T14:39:45","modified_gmt":"2025-02-23T11:39:45","slug":"arac-alinca-engelli-maasi-kesilir-mi","status":"publish","type":"post","link":"https:\/\/evdebakimparasimaasi.com\/blog\/arac-alinca-engelli-maasi-kesilir-mi\/","title":{"rendered":"Ara\u00e7 Al\u0131nca Engelli Maa\u015f\u0131 Kesilir mi?"},"content":{"rendered":"\n<p><strong>Ara\u00e7 al\u0131nca engelli maa\u015f\u0131<\/strong> kesilip kesilmeyece\u011fi, ara\u00e7 de\u011ferinin ve hane gelirinin \u00e7e\u015fitli hesaplamalarla de\u011ferlendirilmesine ba\u011fl\u0131d\u0131r. Bu durumda, bireyin maa\u015f almaya devam edip edemeyece\u011fi, belirli kriterlerin sa\u011flanmas\u0131na g\u00f6re \u015fekillenir. \u00d6zellikle al\u0131nan arac\u0131n <strong>rayi\u00e7 bedeli<\/strong> ve hane halk\u0131n\u0131n toplam gelirine etkisi bu hesaplamalarda kritik bir rol oynar.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u0130\u00e7indekiler<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u0130\u00e7indekiler Tablosunu A\u00e7\/Kapat\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/evdebakimparasimaasi.com\/blog\/arac-alinca-engelli-maasi-kesilir-mi\/#Araba_Alinca_Engelli_Maasi_Kesilir_mi\" >Araba Al\u0131nca Engelli Maa\u015f\u0131 Kesilir mi?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/evdebakimparasimaasi.com\/blog\/arac-alinca-engelli-maasi-kesilir-mi\/#Rayic_Bedeli_Nedir\" >Rayi\u00e7 Bedeli Nedir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/evdebakimparasimaasi.com\/blog\/arac-alinca-engelli-maasi-kesilir-mi\/#Ornek_Hesaplama_Arac_Aliminda_Engelli_Maasi\" >\u00d6rnek Hesaplama: Ara\u00e7 Al\u0131m\u0131nda Engelli Maa\u015f\u0131<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/evdebakimparasimaasi.com\/blog\/arac-alinca-engelli-maasi-kesilir-mi\/#Evde_Bakim_Maasi_Alirken_Arac_Alimi\" >Evde Bak\u0131m Maa\u015f\u0131 Al\u0131rken Ara\u00e7 Al\u0131m\u0131<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/evdebakimparasimaasi.com\/blog\/arac-alinca-engelli-maasi-kesilir-mi\/#Arac_Alinca_Engelilik_Maasi_ve_Muhtaclik_Durumu\" >Ara\u00e7 Al\u0131nca Engelilik Maa\u015f\u0131 ve Muhta\u00e7l\u0131k Durumu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/evdebakimparasimaasi.com\/blog\/arac-alinca-engelli-maasi-kesilir-mi\/#Engelli_Maasi_Ev_Alindiginda_Kesilir_Mi\" >Engelli Maa\u015f\u0131 Ev Al\u0131nd\u0131\u011f\u0131nda Kesilir Mi?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Araba_Alinca_Engelli_Maasi_Kesilir_mi\"><\/span>Araba Al\u0131nca Engelli Maa\u015f\u0131 Kesilir mi?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Araba al\u0131nca engelli maa\u015f\u0131<\/strong> kesilip kesilmeyece\u011fi konusundaki en \u00f6nemli kriter, hane i\u00e7inde ki\u015fi ba\u015f\u0131na d\u00fc\u015fen gelirin belirlenen s\u0131n\u0131r\u0131n alt\u0131nda kal\u0131p kalmad\u0131\u011f\u0131d\u0131r. Hane halk\u0131n\u0131n toplam geliri, arac\u0131n <strong>rayi\u00e7 bedelinin<\/strong> 120\u2019de biri eklenerek yeniden hesaplan\u0131r. E\u011fer gelir net asgari \u00fccretin \u00fc\u00e7te birinden d\u00fc\u015f\u00fckse maa\u015f kesilmez ve \u00f6denmeye devam eder. Ancak bu s\u0131n\u0131r a\u015f\u0131l\u0131rsa maa\u015f kesintisi uygulan\u0131r.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"584\" src=\"https:\/\/evdebakimparasimaasi.com\/blog\/wp-content\/uploads\/2025\/01\/Arac-alinca-engelli-maas4-1024x584.jpg\" alt=\"\" class=\"wp-image-3471\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Rayic_Bedeli_Nedir\"><\/span>Rayi\u00e7 Bedeli Nedir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/tr.wiktionary.org\/wiki\/rayi%C3%A7_bedel\" rel=\"nofollow noopener\" target=\"_blank\">Rayi\u00e7 bedeli <\/a>bir arac\u0131n piyasa de\u011ferini ifade eder ve genellikle kasko de\u011feri ile paralellik g\u00f6sterir. Her y\u0131l de\u011fi\u015fen ekonomik ko\u015fullara g\u00f6re belirlenen bu tutar, engelli bireylerin ara\u00e7 al\u0131mlar\u0131nda gelir hesaplamalar\u0131na dahil edilir. Bu hesaplama, bireyin hane gelirine eklenerek toplam gelir s\u0131n\u0131r\u0131n\u0131n a\u015f\u0131l\u0131p a\u015f\u0131lmad\u0131\u011f\u0131n\u0131 g\u00f6sterir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ornek_Hesaplama_Arac_Aliminda_Engelli_Maasi\"><\/span>\u00d6rnek Hesaplama: Ara\u00e7 Al\u0131m\u0131nda Engelli Maa\u015f\u0131<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Bir \u00f6rnekle a\u00e7\u0131klamak gerekirse, 4 ki\u015filik bir ailede toplam hane gelirinin 30.000 TL oldu\u011funu varsayal\u0131m. Ailenin almay\u0131 planlad\u0131\u011f\u0131 arac\u0131n kasko veya <strong>rayi\u00e7 bedeli<\/strong> 1.500.000 TL ise, hesaplama \u015fu \u015fekilde yap\u0131l\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Arac\u0131n rayi\u00e7 bedelinin 120\u2019de biri: 1.500.000 \/ 120 = 12.500 TL<\/li>\n\n\n\n<li>Yeni hane geliri: 30.000 + 12.500 = 42.500 TL<\/li>\n\n\n\n<li>Ki\u015fi ba\u015f\u0131na d\u00fc\u015fen gelir: 42.500 \/ 4 = 10.625 TL<\/li>\n<\/ul>\n\n\n\n<p>2025 y\u0131l\u0131nda engelli maa\u015f\u0131 alabilmek i\u00e7in ki\u015fi ba\u015f\u0131na d\u00fc\u015fen gelir s\u0131n\u0131r\u0131 9.667,37 TL olarak belirlenmi\u015ftir. Bu durumda ki\u015fi ba\u015f\u0131na d\u00fc\u015fen gelir s\u0131n\u0131r\u0131n \u00fcst\u00fcnde oldu\u011fu i\u00e7in <strong>araba alan engelli maa\u015f\u0131<\/strong> kesilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Evde_Bakim_Maasi_Alirken_Arac_Alimi\"><\/span>Evde Bak\u0131m Maa\u015f\u0131 Al\u0131rken Ara\u00e7 Al\u0131m\u0131<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Evde bak\u0131m maa\u015f\u0131 alan bireyler i\u00e7in de benzer bir hesaplama yap\u0131l\u0131r. Hanede ki\u015fi ba\u015f\u0131na d\u00fc\u015fen ayl\u0131k gelir, arac\u0131n rayi\u00e7 bedelinin 120\u2019de biri eklendikten sonra belirlenen s\u0131n\u0131r\u0131n alt\u0131nda kal\u0131yorsa maa\u015f \u00f6demesi devam eder. Aksi takdirde, bu gelir s\u0131n\u0131r\u0131n\u0131 a\u015fan bireylerin maa\u015f\u0131 kesilir.<\/p>\n\n\n\n<p>Bir \u00f6rnek \u00fczerinden gidersek, 3 ki\u015filik bir ailede toplam gelir 40.000 TL ve arac\u0131n rayi\u00e7 bedeli yine 1.500.000 TL ise:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Rayi\u00e7 bedelin 120\u2019de biri: 1.500.000 \/ 120 = 12.500 TL<\/li>\n\n\n\n<li>Yeni hane geliri: 40.000 + 12.500 = 52.500 TL<\/li>\n\n\n\n<li>Ki\u015fi ba\u015f\u0131na d\u00fc\u015fen gelir: 52.500 \/ 3 = 17.500 TL<\/li>\n<\/ul>\n\n\n\n<p>2025 y\u0131l\u0131nda evde bak\u0131m maa\u015f\u0131 alabilmek i\u00e7in ki\u015fi ba\u015f\u0131na d\u00fc\u015fen gelir s\u0131n\u0131r\u0131 11.334,74 TL\u2019dir. Bu durumda, gelir s\u0131n\u0131r\u0131 a\u015f\u0131ld\u0131\u011f\u0131 i\u00e7in evde bak\u0131m maa\u015f\u0131 kesilir.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"767\" src=\"https:\/\/evdebakimparasimaasi.com\/blog\/wp-content\/uploads\/2025\/01\/Arac-alinca-engelli-maas3-1024x767.jpg\" alt=\"\" class=\"wp-image-3472\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Arac_Alinca_Engelilik_Maasi_ve_Muhtaclik_Durumu\"><\/span>Ara\u00e7 Al\u0131nca Engelilik Maa\u015f\u0131 ve Muhta\u00e7l\u0131k Durumu<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Ara\u00e7 al\u0131nca engelli maa\u015f\u0131<\/strong> hesaplamalar\u0131nda muhta\u00e7l\u0131k ayl\u0131\u011f\u0131 al\u0131p almama durumu da de\u011ferlendirilir. 2025 y\u0131l\u0131 itibar\u0131yla muhta\u00e7l\u0131k ayl\u0131\u011f\u0131 ba\u011flanmas\u0131 i\u00e7in ki\u015finin hane gelirine ek olarak ta\u015f\u0131nmaz de\u011ferleri ve ara\u00e7lar\u0131n rayi\u00e7 bedeli de dikkate al\u0131n\u0131r. \u0130kamet edilen konut bu de\u011ferlendirmeye dahil edilmezken ikinci bir konut veya al\u0131nan ara\u00e7, gelir s\u0131n\u0131r\u0131n\u0131 etkileyebilir.<\/p>\n\n\n\n<p>Vak\u0131flar Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fc\u2019n\u00fcn y\u00f6netmeli\u011fine g\u00f6re, arac\u0131n kasko veya <strong>rayi\u00e7 bedeli<\/strong>, muhta\u00e7l\u0131k ayl\u0131\u011f\u0131 miktar\u0131n\u0131n 170 kat\u0131n\u0131 ge\u00e7iyorsa maa\u015f kesilir. \u00d6rne\u011fin:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Arac\u0131n rayi\u00e7 bedeli: 1.500.000 TL<\/li>\n\n\n\n<li>170 ile hesaplanan s\u0131n\u0131r: 1.500.000 \/ 170 = 8.823 TL<\/li>\n\n\n\n<li>2025 y\u0131l\u0131 muhta\u00e7l\u0131k ayl\u0131\u011f\u0131 miktar\u0131: 9.683,49 TL<\/li>\n<\/ul>\n\n\n\n<p>Rayi\u00e7 bedel bu s\u0131n\u0131r\u0131n \u00fczerinde oldu\u011fu i\u00e7in muhta\u00e7l\u0131k maa\u015f\u0131 kesilecektir.<\/p>\n\n\n\n<p>Engelli bireylerin maa\u015flar\u0131n\u0131n devam edip etmeyece\u011fi, al\u0131nan arac\u0131n rayi\u00e7 bedeli \u00fczerinden yap\u0131lan hesaplamalarla netle\u015fir. Maa\u015f\u0131n kesilip kesilmemesi i\u00e7in <strong>ara\u00e7 al\u0131nca engelli maa\u015f\u0131<\/strong> hesaplamalar\u0131nda belirtilen gelir s\u0131n\u0131rlar\u0131n\u0131n alt\u0131nda kal\u0131nmas\u0131 \u00f6nemlidir. Evde <a href=\"https:\/\/evdebakimparasimaasi.com\/blog\/evde-bakim-maasi-gorunmuyor-evde\/\">bak\u0131m<\/a> maa\u015f\u0131 muhta\u00e7l\u0131k ayl\u0131\u011f\u0131 gibi farkl\u0131 \u00f6denekler i\u00e7in de benzer y\u00f6ntemlerle de\u011ferlendirme yap\u0131l\u0131r. Ara\u00e7 al\u0131m\u0131 planlayan bireylerin bu hesaplamalar\u0131 dikkatlice yaparak karar vermesi tavsiye edilir.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/evdebakimparasimaasi.com\/blog\/wp-content\/uploads\/2025\/01\/Arac-alinca-engelli-maas2-1024x683.jpg\" alt=\"\" class=\"wp-image-3473\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Engelli_Maasi_Ev_Alindiginda_Kesilir_Mi\"><\/span>Engelli Maa\u015f\u0131 Ev Al\u0131nd\u0131\u011f\u0131nda Kesilir Mi?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Engelli maa\u015f\u0131n\u0131n kesilip kesilmeyece\u011fi ki\u015finin sahip oldu\u011fu ek m\u00fclklerin ve gelirlerinin de\u011ferlendirilmesine ba\u011fl\u0131d\u0131r. \u0130kamet edilen konut d\u0131\u015f\u0131nda sat\u0131n al\u0131nan yeni bir evin de\u011ferinin, rayi\u00e7 bedelinin 240\u2019ta biri veya varsa kira geliri, (kira geliri yoksa, rayi\u00e7 bedelin 120\u2019de biri) ayl\u0131k gelir olarak say\u0131l\u0131r. Bu gelir engelli maa\u015f\u0131n\u0131n devam edip etmeyece\u011fini belirlemede \u00f6nemli bir fakt\u00f6rd\u00fcr. Yani bu gelir hesaba kat\u0131ld\u0131ktan sonra muhta\u00e7l\u0131k durumu devam ediyorsa maa\u015f \u00f6demeleri s\u00fcrer.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ara\u00e7 al\u0131nca engelli maa\u015f\u0131 kesilip kesilmeyece\u011fi, ara\u00e7 de\u011ferinin ve hane gelirinin \u00e7e\u015fitli hesaplamalarla de\u011ferlendirilmesine ba\u011fl\u0131d\u0131r. Bu durumda, bireyin maa\u015f almaya devam edip edemeyece\u011fi, belirli kriterlerin&#46;&#46;&#46;<\/p>\n","protected":false},"author":2,"featured_media":3474,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-3470","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bilgi"],"_links":{"self":[{"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/posts\/3470","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/comments?post=3470"}],"version-history":[{"count":1,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/posts\/3470\/revisions"}],"predecessor-version":[{"id":3714,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/posts\/3470\/revisions\/3714"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/media\/3474"}],"wp:attachment":[{"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/media?parent=3470"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/categories?post=3470"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/tags?post=3470"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}