{"id":3642,"date":"2025-02-16T19:29:46","date_gmt":"2025-02-16T16:29:46","guid":{"rendered":"https:\/\/evdebakimparasimaasi.com\/blog\/?p=3642"},"modified":"2025-02-23T14:39:29","modified_gmt":"2025-02-23T11:39:29","slug":"engellilere-kredi-karti-ve-kredi","status":"publish","type":"post","link":"https:\/\/evdebakimparasimaasi.com\/blog\/engellilere-kredi-karti-ve-kredi\/","title":{"rendered":"Engellilere Kredi Kart\u0131 ve Kredi Veren Bankalar"},"content":{"rendered":"\n<p>Engelli bireylerin finansal ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in \u00e7e\u015fitli bankalar, onlara \u00f6zel kredi ve kredi kart\u0131 hizmetleri sunmaktad\u0131r. <strong>Engellilere kredi kart\u0131<\/strong> imk\u00e2n\u0131, engelli vatanda\u015flar\u0131m\u0131z\u0131n ya\u015famlar\u0131n\u0131 daha kolay hale getirebilmeleri i\u00e7in \u00f6nemli bir f\u0131rsatt\u0131r. Bir\u00e7ok banka bu bireylere y\u00f6nelik sunduklar\u0131 kredilerle onlar\u0131n finansal \u00f6zg\u00fcrl\u00fcklerini art\u0131rmay\u0131 hedefler.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u0130\u00e7indekiler<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u0130\u00e7indekiler Tablosunu A\u00e7\/Kapat\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/evdebakimparasimaasi.com\/blog\/engellilere-kredi-karti-ve-kredi\/#Engellilere_Kredi_Karti_Veren_Bankalar\" >Engellilere Kredi Kart\u0131 Veren Bankalar<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/evdebakimparasimaasi.com\/blog\/engellilere-kredi-karti-ve-kredi\/#Engelli_Kredi_Karti_Basvuru_Kosullari\" >Engelli Kredi Kart\u0131 Ba\u015fvuru Ko\u015fullar\u0131<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/evdebakimparasimaasi.com\/blog\/engellilere-kredi-karti-ve-kredi\/#One_Cikan_Bankalarin_Engelli_Kredi_Karti_Urunleri\" >\u00d6ne \u00c7\u0131kan Bankalar\u0131n Engelli Kredi Kart\u0131 \u00dcr\u00fcnleri<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/evdebakimparasimaasi.com\/blog\/engellilere-kredi-karti-ve-kredi\/#Engelli_Maasi_Ile_Kredi_Karti_Almak_Mumkun_Mu\" >Engelli Maa\u015f\u0131 \u0130le Kredi Kart\u0131 Almak M\u00fcmk\u00fcn M\u00fc?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/evdebakimparasimaasi.com\/blog\/engellilere-kredi-karti-ve-kredi\/#Ziraat_Bankasi_Engelli_Destek_Paketi\" >Ziraat Bankas\u0131 Engelli Destek Paketi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/evdebakimparasimaasi.com\/blog\/engellilere-kredi-karti-ve-kredi\/#KOSGEB_ve_Diger_Kredi_Destekleri\" >KOSGEB ve Di\u011fer Kredi Destekleri<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Engellilere_Kredi_Karti_Veren_Bankalar\"><\/span>Engellilere Kredi Kart\u0131 Veren Bankalar<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Bankalar kredi kart\u0131 ba\u015fvurular\u0131n\u0131 de\u011ferlendirirken genellikle d\u00fczenli gelir ve kredi ge\u00e7mi\u015fine dikkat ederler. Ancak engelli vatanda\u015flar i\u00e7in bu \u015fartlar daha esnek olabiliyor. <strong>Engellilere kredi kart\u0131 veren bankalar<\/strong> bu bireylere \u00f6zel \u00fcr\u00fcnler sunarak finansal eri\u015fimlerini art\u0131rmay\u0131 ama\u00e7lar. Engelli maa\u015f\u0131 alan bireyler de ba\u015fvuru yapabilir ve bu hizmetlerden yararlanabilir. Engellilere kredi kart\u0131 sunan baz\u0131 bankalar:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Yap\u0131 Kredi<\/li>\n\n\n\n<li>Vak\u0131fBank<\/li>\n\n\n\n<li>\u0130\u015f Bankas\u0131<\/li>\n\n\n\n<li>Garanti BBVA<\/li>\n\n\n\n<li>Ziraat Bankas\u0131<\/li>\n\n\n\n<li>Halkbank<\/li>\n\n\n\n<li>Akbank<\/li>\n\n\n\n<li>PTT<\/li>\n\n\n\n<li>Ko\u00e7 Finans<\/li>\n\n\n\n<li>Denizbank<\/li>\n\n\n\n<li>\u015eekerbank<\/li>\n\n\n\n<li>TEB<\/li>\n\n\n\n<li>QNB Finansbank<\/li>\n\n\n\n<li>Aktif Bank<\/li>\n\n\n\n<li>Alternatifbank<\/li>\n\n\n\n<li>Odeabank<\/li>\n\n\n\n<li>HSBC<\/li>\n\n\n\n<li>ING<\/li>\n\n\n\n<li>ICBC<\/li>\n\n\n\n<li>Ziraat Kat\u0131l\u0131m<\/li>\n\n\n\n<li>Vak\u0131f Kat\u0131l\u0131m<\/li>\n\n\n\n<li>Kuveyt T\u00fcrk<\/li>\n\n\n\n<li>Albaraka T\u00fcrk<\/li>\n\n\n\n<li>T\u00fcrkiye Finans<\/li>\n<\/ul>\n\n\n\n<p>Bu bankalar engelli bireylere \u00e7e\u015fitli kredi kart\u0131 se\u00e7enekleri sunarak onlar\u0131n finansal ihtiya\u00e7lar\u0131n\u0131 daha kolay kar\u015f\u0131lamalar\u0131na olanak tan\u0131r.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/evdebakimparasimaasi.com\/blog\/wp-content\/uploads\/2025\/02\/Engellilere-kredi-karti-4-1024x576.jpg\" alt=\"\" class=\"wp-image-3643\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Engelli_Kredi_Karti_Basvuru_Kosullari\"><\/span>Engelli Kredi Kart\u0131 Ba\u015fvuru Ko\u015fullar\u0131<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Engelli bireylerin kredi kart\u0131 alabilmesi i\u00e7in genellikle birka\u00e7 \u015fart\u0131n yerine getirilmesi gerekir. Bu \u015fartlar bankadan bankaya farkl\u0131l\u0131k g\u00f6sterebilir, ancak genel olarak a\u015fa\u011f\u0131daki belgelere ihtiya\u00e7 duyulur:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kimlik belgesi (N\u00fcfus c\u00fczdan\u0131 veya pasaport)<\/li>\n\n\n\n<li>\u0130kametgah belgesi<\/li>\n\n\n\n<li>Gelir beyan\u0131 (Engelli maa\u015f\u0131 kabul edilebilir)<\/li>\n\n\n\n<li>Elektrik, su veya do\u011falgaz faturas\u0131 (Son 3 aya ait)<\/li>\n\n\n\n<li>Vesikal\u0131k foto\u011fraf<\/li>\n\n\n\n<li>Engelli raporu (Engellilik oran\u0131n\u0131 belirten resmi rapor)<\/li>\n<\/ul>\n\n\n\n<p>Baz\u0131 bankalar engelli vatanda\u015flardan d\u00fczenli bir gelir belgesi veya ek teminat talep edebilirken, baz\u0131lar\u0131 sadece engelli maa\u015f\u0131n\u0131 gelir olarak kabul edebilir. \u00d6nemli olan ba\u015fvuru yap\u0131lan bankan\u0131n belirledi\u011fi ko\u015fullara uygun belgelerin sa\u011flanmas\u0131d\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"One_Cikan_Bankalarin_Engelli_Kredi_Karti_Urunleri\"><\/span>\u00d6ne \u00c7\u0131kan Bankalar\u0131n Engelli Kredi Kart\u0131 \u00dcr\u00fcnleri<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Farkl\u0131 bankalar <strong>engellilere kredi kart\u0131<\/strong> hizmeti sunarken, bu kartlar\u0131n \u00f6zellikleri de\u011fi\u015fkenlik g\u00f6sterebilir. Her bankan\u0131n sundu\u011fu engelli kredi kart\u0131, farkl\u0131 avantajlar sunarak ihtiya\u00e7lara g\u00f6re \u015fekillendirilmi\u015ftir. Baz\u0131 bankalar\u0131n engelli bireylere \u00f6zel kredi kart\u0131 \u00fcr\u00fcnleri:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Vak\u0131fBank Engelsiz Kredi Kart\u0131<\/strong>: Vak\u0131fBank engelli bireylere y\u00f6nelik uygun faiz oranlar\u0131 ve \u00f6deme se\u00e7enekleri sunmaktad\u0131r. Kart sahipleri, taksitli al\u0131\u015fveri\u015f yapabilme, puan biriktirme gibi f\u0131rsatlardan faydalanabilirler. Vak\u0131fBank\u2019\u0131n <strong>engelli kredi kart\u0131<\/strong> gelir belgesine g\u00f6re farkl\u0131 \u00f6zelliklerle sunulmaktad\u0131r.<\/li>\n\n\n\n<li><strong>\u0130\u015f Bankas\u0131 Engellilere Kredi Kart\u0131<\/strong>: \u0130\u015f Bankas\u0131 engelli bireylere \u00f6zel kredi kartlar\u0131yla masrafs\u0131z bir hizmet sunmaktad\u0131r. Bu bankan\u0131n sundu\u011fu kartlar\u0131n aidat \u00fccretleri yoktur. Ba\u015fvuru i\u00e7in engelli vatanda\u015flar\u0131n gelir belgesi, ikametgah, fatura ve kimlik belgeleriyle \u015fubeye ba\u015fvurmalar\u0131 gerekmektedir.<\/li>\n\n\n\n<li><strong>QNB Finansbank Kredi Kart\u0131<\/strong>: QNB Finansbank, engelli vatanda\u015flar i\u00e7in \u00f6zel bir kredi kart\u0131 teklifi sunmamaktad\u0131r. Ancak gelir belgesi beyan eden t\u00fcm engelli bireyler, <strong>QNB Finansbank kredi kart\u0131<\/strong> ba\u015fvurusu yapabilir ve kart hizmetinden faydalanabilir.<\/li>\n\n\n\n<li><strong>Kuveyt T\u00fcrk Engelli Kredi Kart\u0131<\/strong>: Kuveyt T\u00fcrk engelli bireyler i\u00e7in bloke teminatl\u0131 kredi kart\u0131 imkan\u0131 sunmaktad\u0131r. Kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131 prensipleri do\u011frultusunda kredi kart\u0131 ba\u015fvurusunda bulunan engellilere avantajl\u0131 ko\u015fullar sa\u011flanmaktad\u0131r.<\/li>\n\n\n\n<li><strong>Ziraat Bankas\u0131 Engelsiz Kredi Kart\u0131<\/strong>: Ziraat Bankas\u0131, engelli bireylere sundu\u011fu kredi kart\u0131 hizmetinde d\u00fc\u015f\u00fck faiz oranlar\u0131 ve masrafs\u0131z avantajlar sunmaktad\u0131r. Ziraat Bankas\u0131&#8217;n\u0131n <strong>engelli kredi kart\u0131<\/strong> ba\u015fvurusu i\u00e7in \u015fubeye ba\u015fvuru yap\u0131lmas\u0131 gerekmektedir.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"535\" src=\"https:\/\/evdebakimparasimaasi.com\/blog\/wp-content\/uploads\/2025\/02\/Engellilere-kredi-karti-3-1024x535.jpg\" alt=\"\" class=\"wp-image-3644\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Engelli_Maasi_Ile_Kredi_Karti_Almak_Mumkun_Mu\"><\/span>Engelli Maa\u015f\u0131 \u0130le Kredi Kart\u0131 Almak M\u00fcmk\u00fcn M\u00fc?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Devlet taraf\u0131ndan engelli vatanda\u015flara d\u00fczenli olarak maa\u015f \u00f6denmektedir. Engelli maa\u015f\u0131, baz\u0131 bankalar taraf\u0131ndan kredi kart\u0131 ba\u015fvurusu i\u00e7in kabul edilen bir gelir kayna\u011f\u0131d\u0131r. Engelli maa\u015f\u0131yla kredi kart\u0131 almak, \u00f6zellikle gelir d\u00fczeyi s\u0131n\u0131rl\u0131 olan engelli bireyler i\u00e7in \u00f6nemli bir f\u0131rsatt\u0131r. Bununla birlikte, baz\u0131 bankalar sadece engelli maa\u015f\u0131 ile ba\u015fvuru kabul edebilirken baz\u0131lar\u0131 ek teminat veya gelir belgesi talep edebilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ziraat_Bankasi_Engelli_Destek_Paketi\"><\/span>Ziraat Bankas\u0131 Engelli Destek Paketi<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.ziraatbank.com.tr\/tr\" rel=\"nofollow noopener\" target=\"_blank\">Ziraat Bankas\u0131<\/a> engelli vatanda\u015flar i\u00e7in <strong>&#8220;Ziraat Engelsiz Destek Paketi&#8221;<\/strong> sunmaktad\u0131r. Bu paket engelli bireylere kredi ve kredi kart\u0131 sunarken d\u00fc\u015f\u00fck faiz oranlar\u0131 ve masrafs\u0131z hizmet gibi avantajlar sa\u011flamaktad\u0131r. Ziraat Bankas\u0131 engelli bireyler i\u00e7in \u00f6zel \u00e7\u00f6z\u00fcmler sunarak onlar\u0131n finansal ba\u011f\u0131ms\u0131zl\u0131klar\u0131n\u0131 desteklemeyi hedefler.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"689\" src=\"https:\/\/evdebakimparasimaasi.com\/blog\/wp-content\/uploads\/2025\/02\/Engellilere-kredi-karti-2-1024x689.jpg\" alt=\"\" class=\"wp-image-3645\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"KOSGEB_ve_Diger_Kredi_Destekleri\"><\/span>KOSGEB ve Di\u011fer Kredi Destekleri<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/evdebakimparasimaasi.com\/blog\/engelliden-engelliye-arac-nasil\/\">Engelli <\/a>vatanda\u015flar yaln\u0131zca kredi kart\u0131 ve kredi \u00fcr\u00fcnlerinden de\u011fil, ayn\u0131 zamanda devlet destekli hibe ve kredi f\u0131rsatlar\u0131ndan da yararlanabilirler. KOSGEB engelli vatanda\u015flar i\u00e7in faizsiz ve geri \u00f6demesiz hibe deste\u011fi sunmaktad\u0131r. Bu destek engelli bireylerin kendi i\u015flerini kurmalar\u0131na yard\u0131mc\u0131 olmak amac\u0131yla sa\u011flan\u0131r. Ayr\u0131ca PTT ve \u0130\u015eKUR gibi kurumlar da engelli bireylere \u00e7e\u015fitli kredi ve hibe destekleri sunmaktad\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Engelli bireylerin finansal ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in \u00e7e\u015fitli bankalar, onlara \u00f6zel kredi ve kredi kart\u0131 hizmetleri sunmaktad\u0131r. Engellilere kredi kart\u0131 imk\u00e2n\u0131, engelli vatanda\u015flar\u0131m\u0131z\u0131n ya\u015famlar\u0131n\u0131 daha kolay&#46;&#46;&#46;<\/p>\n","protected":false},"author":2,"featured_media":3646,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-3642","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bilgi"],"_links":{"self":[{"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/posts\/3642","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/comments?post=3642"}],"version-history":[{"count":2,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/posts\/3642\/revisions"}],"predecessor-version":[{"id":3692,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/posts\/3642\/revisions\/3692"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/media\/3646"}],"wp:attachment":[{"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/media?parent=3642"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/categories?post=3642"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evdebakimparasimaasi.com\/blog\/wp-json\/wp\/v2\/tags?post=3642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}